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| Account Type | Features | Eligibility | Minimum Balance | Application Process |
|---|---|---|---|---|
| Basic Savings Account | No monthly fees, online banking | 18+, valid ID required | $0 | Online application or in-branch |
| Checking Account | Unlimited transactions, debit card | 18+, proof of income | $100 | In-branch only |
| Student Account | No fees, educational resources | Enrolled in college, age 18+ | $0 | Online application |
| Joint Account | Shared access, easy transfers | Both parties must be 18+ | $50 | In-branch only |