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| Product Type | Features | Eligibility Criteria | Processing Time |
|---|---|---|---|
| Savings Account | Interest rate, No monthly fee | ID verification, Minimum age 18 | 1-3 business days |
| Checking Account | Overdraft protection, Online banking | ID verification, Minimum age 18 | 1-3 business days |
| Business Account | Merchant services, Business loans | Business registration, ID verification | 3-5 business days |
| Joint Account | Shared access, Joint ownership | Both individuals present, ID verification | 1-3 business days |